Access to financial services using a national digital ID

PNG has low financial inclusion as institutions follow manual verification to provide financial services. Citizens and businesses face fraud and delays as a result of it.

This use case proposes a secure digital ecosystem to address these challenges. The ecosystem includes mobile apps, institutional portals, and API integration. Users create digital profiles using the SevisPass-based biometric verification system. Banks send requests through the bank portal, and users approve data sharing via mobile applications. Verified data enables access to formal credit and lead to financial inclusion.

Mode of Access
Online - assisted,
Online - self
Maturity level
Conceptual
Region
Oceania - Pacific
Country
Papua New Guinea
Sector
Financial services
Authentication Assurance Level
AAL 2

Key terms

Financial servicesdigital identityfraud preventionloan processingfinancial inclusionbiometric authenticationpayments

Sources

PNG National Digital ID Ideathon 2025